A “permissive culture” exists around fraud, and more joined-up action is needed to prevent scams from happening in the first place, according to a House of Lords committee.

https://www.irishnews.com/magazine/technology/2022/11/12/news/permissive_culture_towards_fraud_must_be_stopped_says_house_of_lords_committee-2903214/?param=ds441rif44T